We buy houses rent to own across metro Atlanta, which means we agree on a price with you and pay it over time rather than handing you one lump sum at a closing table.
That structure is what lets us pay a fair number for a house a cash investor would only take at a discount. We work across Atlanta, Snellville, Lawrenceville, Norcross, Conyers and Decatur, and we will tell you on the first call whether your house fits what we do.
The houses terms are built for
These are the situations a conventional listing handles badly.
It's four hundred miles away, or it's full of forty years of someone else's belongings, and every month it costs you money.
The tenant turnover, the calls, the repairs. The house was supposed to be income and it became a job.
The listing expired, or the showings came and nothing came with them.
You're carrying two housing payments and only living in one of them.
A retail buyer's inspection turns into a repair list and a renegotiation weeks after you thought it was sold.
After commission and closing costs a conventional sale leaves you with nothing, or with a check to write.
A house in Snellville's 30078 zip code carried a median asking price of $420,900 in August 2026 and took 49 days to go under contract, according to Realtor.com's residential inventory data; over in Conyers' 30012 the same measure ran to 73 days. Those are the good outcomes, on houses that sold.
How the terms actually work
Which one fits depends on your mortgage, your equity and how quickly you need to stop carrying the house. We'll tell you which we're proposing and why, in writing, before anything is signed.
Title transfers to us and you become the lender rather than the owner. You receive a payment up front and then monthly payments against the agreed price. On a wraparound your existing mortgage stays where it is and our payments cover it, which is exactly why the paperwork on this one matters and why your own attorney should read it.
You keep title for now and we take responsibility for the house, place a tenant buyer in it and purchase at the agreed price when they complete. This is the route for an owner who can wait for the sale itself but wants to stop dealing with the property immediately.
The person who ends up living in your house is a rent to own buyer: someone with the income to pay but not the credit file a lender wants yet. They put down a non-refundable option fee, which in our agreements runs between 3.5% and 7% of the purchase price, and Freedom Mortgage describes 1% to 7% as the normal market range. That money is the reason they behave like an owner from the first week. How the buyer side works.
What you get out of it
The payments start and the house stops being your monthly problem, whichever structure we use.
A buyer who can't qualify conventionally will pay a fair price for the opportunity, where a cash investor with options negotiates you down and knows they can walk.
One conversation, one decision, no months of keeping a house presentable for weekend traffic.
Tell us the condition honestly and we factor it in once, at the start. There's no inspection-driven renegotiation three weeks in.
The most common way a conventional sale dies is the buyer's loan collapsing weeks in. That risk isn't in this.
Selling to us directly means no listing fee comes out of your proceeds. If we later bring in an agent to help move the home, that's our cost, not yours.
Somebody who has put down a non-refundable option fee and intends to own the place does not treat it like a rental, and it shows in the condition.
There are people in Gwinnett who would never miss a payment and cannot get a mortgage this year. Terms open your house to all of them rather than the pre-approved few.
Inherited houses, tired rentals, a home you've already left, a property you still owe on: the situations that make a conventional sale painful are the ones terms were built for.
How it works
The address, roughly what's owed, the condition, and why you need out. A few minutes on the form or on the phone.
What it's worth in its zip code today, what's owed against it, and whether the numbers leave room for terms to work. If they don't, we say so.
Which of the two routes we're proposing, the price, what you receive up front, the monthly payment and how long it runs. All of it written down.
Have a real estate attorney working for you, not for us, read the agreement. On a transaction this size that is worth what it costs.
We market the home, screen the buyer, take the option fee and manage the relationship from there. Your involvement with the property ends.
Where we work
Atlanta, Snellville, Lawrenceville, Norcross, Conyers, Decatur and the areas around them across Gwinnett and north metro Atlanta. We're based in Snellville, so on most of these houses we can be standing in front of it the same week.
If you're trying to get into a home rather than out of one, that's the other side of what we do.
Rent to own homes